R05: Financial Protection
R05 covers financial protection products and planning — the knowledge needed to advise clients on their protection needs. Topics include financial protection fundamentals, life insurance products, insurance product features, client needs assessment, protection in a business context, trust arrangements, taxation of insurance benefits, state benefits integration, and claims management.
Units
Financial Protection Fundamentals
1 topic
Life Insurance Products
1 topic
Insurance Product Features
1 topic
Client Needs Assessment
1 topic
Protection in Business Context
1 topic
Trust Arrangements for Protection
1 topic
Taxation of Insurance Benefits
1 topic
State Benefits Integration
1 topic
Claims Management
1 topic
Frequently Asked Questions
What topics are covered in CII R05?
CII R05 covers financial protection fundamentals, life insurance products, insurance product features, client needs assessment, protection in a business context, trust arrangements for protection, taxation of insurance benefits, state benefits integration, and claims management.
How many questions are in the CII R05 exam?
The CII R05 exam consists of 100 multiple-choice questions to be completed in 2 hours. The pass mark is 70%.
Is CII R05 hard to pass?
R05 is generally considered more accessible than R03 and R04, but requires thorough knowledge of protection products and trust arrangements. Candidates who have client-facing protection experience often find it more straightforward.
How should I prepare for CII R05?
Start with core life insurance products and client needs assessment, then work through trust arrangements and taxation of benefits. CII Prep provides R05 practice questions at easy, medium, and hard difficulty with detailed explanations.